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Doctor Loan
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Get a Doctor Loan of up to ₹ 75 Lakh without collateral. Benefit from repayment tenure of up to 60 months and competitive interest rates starting from 11.25%* p.a. With quick approvals and easy application process, you can focus on growing your practice. There are no hidden charges or additional fees. With our Doctor Loan, you can invest in new equipment, open a new clinic, or manage working capital.

Customised Loans

Doctor Loan of up to ₹ 75 Lakh* without any collateral or security

Competitive interest rate

Benefit from competitive interest rate starting from 11.25%* p.a.

Repayment Period

Loan tenure of up to 60 months and pay your EMIs easily

Overdraft Facility Available

Additional withdrawal facility available for easy fund access

Collateral Free Loans

Doctor Loans without collateral for easy access to funds

Simple Process

Easy application process with real time update of stages

emi-calculator

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹
₹7,00,000
₹75,00,000

Interest rate (per annum)

%
11.25%
15.05%

Loan tenure (months)

12 months
60 months

Estimated EMI

per month
  • ₹ 36,690

  • Interest payable

    ₹52,41, 690
Apply Now

Eligibility & Documents

Age:

24 - 65 years

Turnover:

₹80 Lakh – ₹250 Crore

Business Vintage:

Minimum 3 Years

Bureau History:

Minimum 6 months

KYC Documents

Firm / Company: PAN Card, Address Proof and other Applicable Registrations

Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II

Income Documents:

Latest 2 years Financials: IT Returns, GST Returns, P&L Statement & Balance-Sheet (wherever applicable)

Bank Account Statement:

Operative Bank Account Statement for Last 6 months (wherever applicable)

Qualification Documents:

Degree certificate | Certificate of Practice

Fees And Charges

List of all fees and charges for Doctor Loan

How to Apply

Apply for Doctor Loan with these steps

FAQs & Support

View all

What are the different types of Doctor Loans?

Aadhar Cash Doctor loan covers business loan for clinic setup, equipment loan for medical devices and working capital loan for operational expenses.

Who is eligible for a Doctor Loan?

Here are the eligible for a Doctor Loan:
Age: 24 - 65 years
Turnover: ₹80 Lakh – ₹250 Crore
Business Vintage: Minimum 3 Years
Bureau History: Minimum 6 months

Can I get a Professional Loan for a doctor if I have a low credit score?

While a good credit score improves your chances, having a low score doesn't necessarily disqualify you. You can still get a loan. Contact our customer care representative to know more.

What are the benefits of taking a Professional Loan for doctors?

Benefits include high loan amounts, competitive interest rates, no collateral requirement, flexible repayment terms, and quick disbursal.

Can I apply for a Doctor Loan with a co-applicant?

Yes, you can apply for a Doctor Loan with a co-applicant to set up your clinic. This can sometimes improve the chances of loan approval and may offer better terms.

Explore all FAQs

Testimonials

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LAP

Aadhar Cash made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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SME Loan

Expanding my business to tier-2 cities was a key goal, and Aadhar Cash made it possible. Their SME loan process was quick and seamless, with KYC and document upload done in just a few clicks. I can easily track repayments and prepay EMIs anytime, making it a game changer for my business!

Varun Shroff

Bengaluru, Karnataka

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SME Loan

Starting a C&F agency seemed impossible due to funding issues, but Aadhar Cash made it happen. Their executive guided me through the process, and everything was done online. The loan was processed in 2-3 days, and I now have access to all my loan details on the PLANET App.

Fareem Begum

Cuttack, Bhubaneswar

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Business Loan

Setting up a molecular lab post-pandemic was challenging, but Aadhar Cash made it possible with quick turnaround, minimal documentation, and competitive rates. Thanks to their support, I expanded services, reduced waiting times, and offered new tests, serving more people efficiently.

Dr. Hrishikesh Chevle

Thane, Maharashtra

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SME Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was made easy with Aadhar Cash. The process was fast & smooth, with minimal paperwork & the best interest rates. All documents got digitally uploaded & approved. PLANET App mae part payments & additional withdrawals easy.

Harsh Gosalia

Pune, Maharashtra