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Home Decor Finance
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Transfer your home with our Home Decor Finance, offering loan from up to ₹ 75 Lakh* with repayment tenure from 3 years to 30 years. Get quick approval and start your renovation without any delay. Our loan can help you create your dream home with interest rates starting from just 11%* p.a. Our hassle-free processing helps you upgrade for comfort and style. With Home Decor Finance, your perfect home makeover is within reach.

Loan Tenure

Flexible tenure ranging from 1 year to a maximum of 10 years

Loan Amount

Get loan starting from ₹ 3 Lakh* to ₹ 75 Lakh*

Guided Digital Experience

Smooth online application with personalised support available

Competitive Interest Rates

Repay your EMI easily with interest rate starting at 11%* p.a.

Prepayment Charges

No part prepayment or foreclosure fees for individual borrower

emi-calculator

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹
₹3,00,000
₹75,00,000

Interest rate (per annum)

%
8%
13%

Loan tenure (months)

36 months
360 months

Estimated EMI

per month
  • ₹ 36,690

  • Interest payable

    ₹52,41, 690
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Eligibility & Documents

Residency:

Must be an Indian resident

Age:

Salaried: 23 years to 70 years
Self-employed: 25 years to 70 years

Profession:

Salaried / self-employed professionals and non-professionals

Other:

Can be increased by adding co-applicant income or other verifiable income sources

Age Proof

Aadhaar Card | PAN Card | Passport

Address Proof

Utility bills (not older than 2 months | Aadhaar Card | Driving License | Passport | Voter ID etc

Photo ID Proof

PAN and any one of the following- Aadhaar Card | Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address.

Income Proof

Income proofs vary for different professionals across salaried, non-salaried and self-employed. List of required income documents

Fees And Charges

List of all fees and charges for Home Decor Finance

How to Apply

Apply for Home Decor Finance with these steps

FAQs & Support

View all

Who can opt for a Home Decor Loan?

Anyone with a new home and is ready for possession is eligible to avail Home Decor Finance for fulfill all interior needs.

Can a House Decoration Loan fund the purchase of furniture?

Yes, a Home Decor Loan can cover interior enhancements, including furniture purchases.

What is the maximum term for a Home Decor Loan?

You can avail of a Home Decor Loan for up to 10 years, allowing flexible and comfortable repayment options.

Can I do interior design with EMIs?

Yes, you can finance interior design projects through EMIs using a Home Decor Finance with flexible repayment plans extending up to 10 years.

What is a Home Decor Loan?

A Home Decor Loan helps homeowners renovate or improve their living spaces, offering amounts between ₹5 Lakh and ₹75 Lakh, with a tenure of up to 10 years at floating interest rates.

Explore all FAQs

Testimonials

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and Aadhar Cash has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend Aadhar Cash to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Housing Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was easy with Aadhar Cash. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.

Harsh Gosalia

Pune, Maharashtra

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Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. Aadhar Cash's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

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Housing Loan

Aadhar Cash made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

Choosing Aadhar Cash for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra