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Secure a Two Wheeler Loan for up to ₹ 20 Lakh for your daily commuter bikes, electric bikes or dream super bike. Get a competitive EMI as low as ₹ 2,299* per month, with minimal documentation and repayment tenure for up to 5 years. We offer quick approvals and easy processing without the burden of lengthy paperwork. Apply now and get your two wheeler in no time.

Minimal paperwork

Apply for a Two Wheeler Loan digitally with minimum documentation.

Accessible service

Nationwide dealerships for personalised and convenient service

Loan tenure

Get a bike loan with a repayment tenure of up to 5 years

Maximum funding

Receive up to 100%* funding of the on-road price

emi-calculator

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹
₹50,000
₹20,00,000

Interest rate (per annum)

%
8%
22%

Loan tenure (months)

12 months
60 months

Estimated EMI

per month
  • ₹ 36,690

  • Interest payable

    ₹52,41, 690
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Eligibility & Documents

Residency:

Indian resident

Age requirement:

21 years to 65 years

Profession:

Salaried or self-employed individuals

Photo ID Proof

PAN and any one of the following- Aadhaar Card | Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address

Address Proof

Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc

Income Proof

Bank statement (Optional. Based on loan requirement)

Fees And Charges

List of all fees and charges for Two Wheeler Loan

How to Apply

Apply for Two Wheeler Loan with these steps

FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking, Debit Card, Aadhaar, UPI), physical mandate through direct bank transfers, online payment through Aadhar Cash website. You can also repay through cheque & cash by visiting your nearest Aadhar Cash branch.

How does credit score impact the Two Wheeler Loan interest rates?

A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.

What is the process for applying for a Two Wheeler Loan?

Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon submission, the lender will verify your documents and creditworthiness before approving the loan.

What is the Two Wheeler Loan documentation process?

The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers

What should be the language of the registration document?

The registration document should be in the official language of the issuing authority, usually in English or the regional language.

Are there any hidden charges in Two Wheeler Loan interest rates?

While most lenders aim for transparency, additional charges such as processing fees, documentation charges and penalties for late payments or prepayments can exist. It’s crucial to read the loan agreement carefully to avoid surprises.

What is a Two-Wheeler Loan?

A two-wheeler loan helps you purchase a bike of your choice, and pay for it in equated monthly instalments (EMIs).

How is a Two Wheeler Loan EMI to be paid?

The EMI can typically be paid through auto-debit from your bank account, ensuring timely and hassle-free payments. Check with your lender for available payment methods.

What’s the minimum credit score I need to get a Two Wheeler Loan?

The required credit score can vary based on Aadhar Cash’s credit policies. Generally, the higher your credit score, the better your chances of getting a favourable interest rate with higher eligibility.

How is the eligibility calculated for a two-wheeler loan?

Eligibility is calculated by assessing your age, employment type, credit score, and other financial commitments to ensure you meet the lender's criteria.

Explore all FAQs

Testimonials

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Two Wheeler Loan

I got a Loan from Aadhar Cash. It was a very smooth and easy loan process. I just brought my KYC documents and got the loan within five minutes, and the rate of interest is very low. I am really very pleased with Aadhar Cash.

Pramal Kumar

Bihar

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Two Wheeler Loan

It was my dream to own a super bike, Aadhar Cash made that dream come true. From a digital paperless journey to quickly disbursing the loan amount, Aadhar Cash has been a hassle free experience for me. Transparent and trustworthy.

Moiz Manasawala

Mumbai

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Two Wheeler Loan

I am very much satisfied with the loan scheme of Aadhar Cash. They have approved the loan within a very short time and the Yamaha MT bike was one of my dream bikes and I got the bike with support and help of Aadhar Cash and a bit of down payment.

Dhanashwam Taye

Bengaluru, Karnataka

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Two Wheeler Loan

Thanks to Aadhar Cash, the process of buying my dream Bullet was swift and hassle-free. My family is elated, and we couldn’t be happier. Managing my EMI payments & checking the statement of account through the PLANET app is incredibly easy. I’m truly grateful to Aadhar Cash for making this dream a reality!

Dinesh Patil

Bhiwandi, Maharashtra

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Two Wheeler Loan

My experience with Aadhar Cash for Suzuki Access 125 was very smooth. The loan was approved within a very short time, with limited paperwork and constant support of their staff throughout, made it seamless. Me and my family is thrilled to add a new member in the house. Thanks to Aadhar Cash.

Rajaram Ghadigaonkar

Mumbai