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Agri Implement Loan
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Fulfil your farming needs with our Agri Implement Loan, designed to help you acquire farming equipment such as rotavators, cultivators, trailers, trolleys, threshers, balers, and harvesters. Choose from customised loan offers ranging up to ₹ 4.25 Lakh, with competitive interest rates starting from 10%* p.a. and loan tenures up to 60 months. Our transparent process has no hidden charges, ensuring clarity at every step with repayment options aligned with your crop cycles and harvesting patterns.

Loan Offering

Customised loan offerings ranging from ₹ 35 thousand to ₹ 4.25 Lakh

Flexible Repayment

Choose your repayment period from 12 to 60 months

Competitive Interest Rates

Repay your loan with easy EMIs, interest rates starting from 10%* p.a.

No Hidden Charges

Start to finish, our Loan has a transparent process

Quick Sanction

Get your loan approved within 24 hours*, ensuring quick access to funds

Faster Disbursement

Receive your loan amount within 48 hours*

Paperless Journey

Enjoy an end-to-end digital experience with our fully paperless process

Implements Funded

Boost your farming with harvester, rotavator, thresher trolley, sprayer and more

emi-calculator

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹
₹35,000
₹4,25,000

Flat Rate

%
10%
19%

Loan tenure (months)

12 months
60 months

Estimated EMI

per month
  • ₹ 36,690

  • Interest payable

    ₹52,41, 690
Apply Now

Eligibility & Documents

Age Requirement:

18 years to 65 years

Income Eligibility:

Based on size of land holdings and per acre yield

Identity Proof

Aadhaar | PAN card | Voter ID | Driving License |Passport

Address Proof

Aadhar | Voter ID | Driving License |Passport | Latest telephone bill (landline) | Latest electricity bill | Latest bank account statement

Other Documents

ACH/ECS Mandate

Fees & Charges

List of all fees and charges for Agri Implement Loan

How to Apply

Apply for Agri Implement Loan with these steps

FAQs & Support

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What is the repayment period of Agri Implement Loan?

The repayment period for the Agri Implement Loan can extend up to 60 months, allowing farmers to choose a repayment schedule that aligns with their crop cycle and income patterns.

Is a co-borrower required when applying for an Agri Implement Loan?

A co-borrower is not necessarily required for an Agri Implement Loan, but it may depend on the specific loan requirements and the borrower's financial profile. For precise details, you can contact our customer care representatives.

What is the total amount that you can get for an Agri Implement Loan?

The total loan amount available under the Agri Implement Loan is up to ₹ 4.25 Lakh. Customised based on the borrower's need, repayment track, and land holdings. For specific details, it is recommended to apply online or contact your Aadhar Cash representative directly.

How long does processing and approving of an Agri Implement Loan take?

The Agri Implement Loan offers quick processing and approval. Loans are sanctioned within 24 hours* and disbursed within 48 hours*, ensuring farmers can access funds promptly.

What credit score is needed to finance an Agri Implement Loan?

While there is no specific credit score requirement for the Agri Implement Loan, having a good credit history can increase your chances of loan approval.

What documents are required when applying for a Agri Implement Loan?

When applying for a Agri Implement Loan, the required documents include:
ID Proof - Aadhar/ PAN card / Voter ID / Driving License /Passport
Address Proof - Aadhar / Voter ID / Driving License /Passport / Latest telephone bill (landline) / Latest electricity bill / Latest bank account statement
Other Documents - ACH/ECS Mandate

What type of loan is a Agri Implement Loan?

The Agri Implement Loan is specifically tailored for farmers to finance their farm machinery, equipments and implements such as harvester, rotavator, trolley, baler, seed drill, etc.

Do I have to mortgage a property to get an Agri Implement Loan?

No, you do not need to mortgage a property to obtain a Agri Implement Loan. This loan is offered based on the applicant's existing Tractor Loan repayment record and other eligibility criteria.

Can I close or repay a Agri Implement Loan early?

Yes, you can foreclose or repay your Agri Implement Loan, but foreclosure charges of 2% of the principal outstanding + applicable taxes will apply.

Explore all FAQs

Testimonials

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Farmer Loan

Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer Aadhar Cash for future loan requirements.

Akshay Kumar Jha

Location here

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Farmer Loan

Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer Aadhar Cash for future loan requirements.

Sanjay

Location here

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Farmer Loan

My friend recommended LTF since they provide tractor loans at a lower interest rate than others, the loan process is simple, no physical documentation is required, payment was deposited the same day and I received the tractor within a week. My agricultural business has really improved thanks to the LTF.

Narayana G

Telangana

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Farmer Loan

As a third-generation farmer, owning a tractor with Aadhar Cash's support has transformed our work. The fully digital process made it easy, with swift disbursement and flexible repayment options like EMI Protect. Now, our costs are lower, and farming is efficient. Truly, Aadhar Cash supports farmer prosperity.

Hardeep Soora

Hisar, Haryana

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Farmer Loan

Aadhar Cash has supported me as a farmer since 2014, helping me finance two tractors and essential equipment. With flexible, crop-based repayments and easy EMI tracking on the PLANET App, my life has been easy. Aadhar Cash truly empowers us to grow better and manage finances seamlessly.

Satish Hisar

Beri, Haryana