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New Tractor Loan
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Take advantage of our New Tractor Loan that is designed to help you purchase the right machinery and improve your farming efficiency. Choose from customised loan offers ranging up to ₹ 15 Lakh, with competitive interest rates starting from 10%* p.a.

Loan Offering

Loan amount based on land holdings, ranging from up to ₹ 15 Lakh

Loan Tenure

Choose your repayment period from 12 to 72 months

Competitive Interest Rates

Repay your loan with easy EMIs, interest rates starting from 10%* p.a.

Tractor Financing

Get financing for new tractors from different brands and manufacturers

Faster Disbursement

Receive your loan amount within 48 hours*

Paperless Journey

Enjoy an end-to-end digital experience with our fully paperless process

Quick Sanction & Faster Disbursal

Quick loan sacntion within 24 hours and fast disbursal within 48 hours

No Hidden Charges

Start to finish, our Loan has a transparent process

emi-calculator

EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

₹
₹1,00,000
₹15,00,000

Flat rate

%
10%
19%

Loan tenure (months)

12 months
72 months

Estimated EMI

per month
  • ₹ 36,690

  • Interest payable

    ₹52,41, 690
Apply Now

Eligibility & Documents

Age requirement:

18 years to 65 years

Income Eligibility:

Based on size of land holdings and per acre yield

ID Proof

Aadhaar | PAN card | Voter ID | Driving License |Passport

 

Address Proof

Aadhar | Voter ID | Driving License |Passport | Latest telephone bill (landline) | Latest electricity bill | Latest bank account statement

Land Ownership Proof

Agricultural land document

Other Documents

ACH/ECS Mandate

Fees & Charges

List of all fees and charges for New Tractor Loan

How to Apply

Apply for New Tractor Loan with these steps

FAQs & Support

View all

How long does processing and approving a New Tractor Loan take?

Tractor Loans can be sanctioned within 24 hours* of the application, and the funds are usually disbursed within 48 hours*, provided all documents are in order and eligibility criteria are met.

Is there any difference in EMI for different tractor brands?

Tractor loan EMIs depend on the loan amount, loan tenure and loan interest rate.

Is agricultural land ownership proof necessary for a Tractor Loan?

While not always mandatory, we may request proof of agricultural land ownership to assess eligibility and ensure proper loan utilisation.

Are there different interest rates for new and used Tractor Loans?

Yes, interest rates can vary depending on whether you're buying a new or used tractor. Generally, new tractors may have slightly lower interest rates compared to used ones.

Does the credit score affect the Tractor Loan interest rate?

Yes, a good credit score can significantly impact the interest rate you're offered.

Can I prepay my Tractor Loan, and how will it affect the EMI?

Yes, you can prepay your Tractor Loan. Prepayment can reduce your outstanding balance —resulting in lower EMIs or reduced loan tenure.

How do I approach Aadhar Cash for a New Tractor Loan?

Apply for New Tractor Loan with these steps

  • Apply Online
    Click on the "Apply Now" button in the New Tractor Loan section and fill in the form with your personal details and loan requirement
  • Get contacted by our representative
    Our loan representative will contact you and share available loan offers and collect required documents
  • Eligibility and Document check
    Our representative will check your eligibility and verify your documents before processing the loan
  • Own your New Tractor
    After approval, your loan amount will be directly disbursed to the dealership for a seamless purchase process

What is the minimum loan tenure for a Tractor Loan?

The minimum loan tenure for a Tractor Loan typically starts at 12 months.

How does the interest rate affect the Tractor Loan EMI?

The interest rate directly impacts the EMI. Interest rate affects the instalment amount and the total interest cost

Can I get a Tractor Loan if I have a low credit score?

A low credit score may affect eligibility.

Explore all FAQs

Testimonials

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Farmer Loan

Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer Aadhar Cash for future loan requirements.

Akshay Kumar Jha

Location here

testimonial-image

Farmer Loan

Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer Aadhar Cash for future loan requirements.

Sanjay

Location here

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Farmer Loan

My friend recommended LTF since they provide tractor loans at a lower interest rate than others, the loan process is simple, no physical documentation is required, payment was deposited the same day and I received the tractor within a week. My agricultural business has really improved thanks to the LTF.

Narayana G

Telangana

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Farmer Loan

Aadhar Cash has supported me as a farmer since 2014, helping me finance two tractors and essential equipment. With flexible, crop-based repayments and easy EMI tracking on the PLANET App, my life has been easy. Aadhar Cash truly empowers us to grow better and manage finances seamlessly.

Satish Hisar

Beri, Haryana

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Farmer Loan

As a third-generation farmer, owning a tractor with Aadhar Cash's support has transformed our work. The fully digital process made it easy, with swift disbursement and flexible repayment options like EMI Protect. Now, our costs are lower, and farming is efficient. Truly, Aadhar Cash supports farmer prosperity.

Hardeep Soora

Hisar, Haryana